How It Works
Get a Vacation Loan, funded by Canadians just like you
Rates starting at
8% APR
Borrow up to
$100,000
Low monthly payments
How It Works
Fast & Easy Online Application
Apply online while you are still on vacation. As soon as you have acquired a Vacation Club. Membership you can qualify for a Vacation. Loan while relaxing on a beach
Obtain Your Financing Quickly
Once you have acquired your Vacation Club Membership you can qualify for your loan while you are still on vacation. Funds are sent by CSF directly to your Resort to finance your Vacation Club Membership.
Funded by Canadians Just Like You
CSF is funded by CheckMark Financial Corporation. Canadians may subscribe for 6% Bonds issued by CheckMark through its Offering Memorandum. These Bonds are qualified for RRSP Accounts.
Am I eligible for a CSF Vacation Loan?
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You are 18 years of age or older
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You have a credit score of at least 600
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You have annual income of $75,000 or more
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You and your spouse have combioned income of $125,000 or more
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You have a Canadian bank account
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You have an RRSP account
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You have been a Canadian resident for at least 3 years
Simple and easy process
Easy and convenient online application
Apply online for a CSF Vacation Loan while you are still on Vacation relaxing at your resort. Rest assured, our platform is fully secured
Quick response
Get a response within 24 hours on your loan application. The terms of your loan will be sent by email directly to your phone on the beach or wherever you might be
Complete your Vacation Club Purchase
Once your CSF Vacation Loan is approved, CSF will wire the funds directly to the Resort where you purchased your Vacation Club Membership completing your purchase.
We are fully transparent
CSF charges a single fee for providing you with your Vacation Loan. This fee is dependent upon the size of your loan. Best of all, you never need to go out of pocket to cover these fees. The full amount of the CSF fees are added to your Vacation Loan and is payable over up to 21 years.
CSF helps you to obtain a vacation lifestyle for you and your family:
A Cuba Vacation Club Membership
CSF is an exclusive financing partner with Melia Resorts in Varadero Cuba. Melia is the only resort in Cuba that is authorized by the Cuban government to sell Vacation Club Memberships to Canadians.
A Dominican Republic Vacation Club Membership
The second most popular destination for Canadian sun seekers is the Dominican Republic. CSF is the financing partner for a five star Resort in Punta Cana. With a CSF Vacation Loan you avoid financing in US Dollars at 18% interest rates with the Resort.
A Park-Model Resort Cottage
With astronomical real estate prices in Canada, many Canadians are downsizing, selling their home to purchase a Resort Cottage from Resort HQ. These Cottages can you located in Parks owned by Forge & Foster at vacation destinations in Ontario and elsewhere in Canada.
Vacation Loans Re-invented
CSF is Canada’s only platform that connects Canadians with other Canadians investing in their RRSP’s. In this way Canadians can lend and borrow from each other. We believe that the vacation lifestyle is an important component of both your physical and financial wellness. CSF helps Canadians and their families to achieve the vacation lifestyle faster.
Because CheckMark Financial Corporation is funded by Canadians like you, CSF can offer loans at interest rates considerably lower than credit cards or other consumer lenders who may charge interest rates of up to 28% per annum. It is a win-win situation. Canadians looking to fund their retirement obtain 6% CheckMark Bonds in their RRSP and you get to enjoy the vacation lifestyle with your family now.
Apply for your CSF Vacation Loan today
Disclaimer. CSF offers personal amortizing loans throughout Canada in amounts from $5,000 to $100,000 with terms of 5 or 7 years that can be renewed for additional terms of up to 21 years. CSF provides consumer loans at Annual Percentage Rates (APR) of 8.0%. If monthly payments are unsuccessful, CSF may charge a late fee of $50 or 5% of the payment due. All CSF lending fees are disclosed in the loan application process. The amount of the fee is dependent upon the amount of the Vacation Loan. There are no other fees on loans. Loans are subject to credit and underwriting approval and lending rules which may vary from Province to Province.
Partners
Address
- 38 Auriga Drive, Suite 211
- Ottawa, ON, K2E 8A5
Email: info@capitalsqd.com
Phone: 613-225-5902
Open Hour
- Mon - Fri : 9:00 pm - 5:00 pm
- Sat - Sun : Closed
